Should I Talk to the Insurance Adjuster After a New York Accident?

You Must Report to Your Own Insurer

You have duties to cooperate with your own carrier, including for no-fault benefits. That's different from dealing with the at-fault driver's insurer.

Be Cautious With the Other Side

You're generally not required to give the at-fault insurer a recorded statement. Casual remarks can be taken out of context to reduce your claim.

Let Counsel Communicate

Once you have a lawyer, they handle insurer communications, protecting you from common traps.