Do Cyclists Have No-Fault Coverage?

A cyclist struck by a car in New York may actually be covered by the motor vehicle's no-fault benefits, because no-fault extends to pedestrians and cyclists hit by an insured vehicle. This is a crucial and often-overlooked source of medical coverage.

The Police Report Matters

Always wait for the NYPD and insist that a report is filed, even if you feel you can ride away. The report documents the driver's information and the circumstances, which becomes vital if injuries appear later.

Dooring, Right Hooks, and Blind Spots

Many NYC bike crashes involve a driver opening a door into the bike lane, turning across a cyclist's path, or failing to check a blind spot. New York law gives cyclists the right to the road, and drivers who violate that duty can be held liable.

Pursuing Compensation

Beyond no-fault medical coverage, an injured cyclist can pursue the at-fault driver for pain and suffering and other damages. An attorney can help you navigate both tracks at once.

Injured in New York? Injury Claim Team connects you with an experienced New York personal injury attorney at no cost. Call 973-566-5599 or request your free case review — a specialist will reach out within the hour.